JMC Finance Institute

JMC Investment Mathematics

Simple mathematics. Powerful investing lessons.

01

INVEST TODAY. SEE TOMORROW.

Future Value — One-Time Investment

What can today's investment potentially become with time and compounding?

FV = PV(1 + r)n
02

SMALL STEPS. BIG DESTINATION.

Future Value — Monthly SIP

Discover what disciplined monthly investing can potentially create over time.

Monthly rate = Annual rate ÷ 12
03

START WITH THE GOAL. WORK BACKWARDS.

Goal-Based SIP

Have a target? Calculate the monthly investment required to potentially reach it.

PMT = FV × r ÷ ((1+r)n − 1)
04

KNOW THE POWER OF TIME.

Rule of 72

A simple shortcut to understand approximately how long money may take to double.

Approx. doubling time = 72 ÷ return (%)
Time, discipline and compounding can change the mathematics of wealth creation.

JMC Finance Institute

Illustrations are based on the assumptions entered by the user. Actual investment returns are market-linked and may vary. Monthly calculations assume contributions are made at the end of each month.